The other night I was awoken by a pretty severe thunderstorm. Bright lightning and heavy rains lasted throughout the night. By daybreak, it had rained nearly three inches in the span of six hours.
Naturally, I thought, “time for an a...
The decisions you make when you buy life insurance in your twenties or thirties can help you avoid scrambling to find coverage before your term policy expires.
You could buy a permanent life insurance policy and never worry about the coverage e...
Insurance is jokingly compared to lugging around an umbrella. It’s a pain to carry, but you sure are glad when you need it. With seemingly unlimited options, insurance can be complicated. Below are some policies you don’t want to be witho...
There was a flurry of excitement this week on news that Congress is poised to make the “biggest changes to U.S. retirement savings in more than a decade.”
In fact, however, there was no news. The proposed changes that got everyone excite...
Our daily roundup of retirement news your clients may be thinking about.
When to step in and take over an older parent’s finances
Retirees should delegate the management of their finances to their children before they reach advanced years and...
Some insurers will ask for an "alarm certificate" that shows that your system communicates with the local police or a private security company, Barry notes.
The discount: The amount you can save varies but discounts for stand-alone b...
Facing one’s mortality and the prospect of leaving family members behind is not always easy. Death, financial security, and planning for the future are all difficult subjects, but planning ahead can make matters much easier in the long run...
Many Americans are blissfully unaware of their exposure to devastating income loss during a disability.
Yet the chances of being disabled are more than 1 in 4, even for today's young workers.
This risk is significantly higher than dying before...
Mary retired several years ago and was living a modest, yet comfortable life provided by her Social Security income and retirement savings. Having been a few years into retirement, she had a good sense of her spending habits and future needs. Yet she...
While the internet has made it possible to request quotes online from a variety of reputable insurance companies, not everyone wants to spend mind-numbing hours filling out web forms. Instead, a better use of time may be to provide detailed informati...